While I agree that entering a dark alley shouldn't result in ill effects, if ill effects happen in said dark alley it is still worth the discussion to remind people to stay out of dark alleys in today's day and age (or until the root problem, whatever it is, is improved).
Pretending that it is OK to enter dark alleys and forcing blame elsewhere will continue to have people unwittingly enter dark alleys.
This is not a dark alley. It's the main street. It's the world we live in. iPhone has more than half the market share in the US and well over a billion users worldwide. Moreover, Apple, Google, and Microsoft collectively monopolize consumer operating systems on both mobile and desktop. Try going into a retail store and buying a computing device that is not running iOS, Android, macOS, or Windows. That's the reality for most people.
The dark alleys are the non-mainstream options that hardly anyone knows about.
I don't know why some people have made "convenience" into a dirty word. Almost everything we do is for convenience. You could live in a remote log cabin with no electricity and grow/hunt your own food, separating yourself from most of society, but that wouldn't be convenient or pleasant.
Individual consumers have very little power over the market. There's a collective action problem, which is why governments and regulation exist... or should exist. The way I see it, the root problem is a massive failure by (corrupt) governments to protect consumer rights.
Perhaps the root problem is that we've blown too far past Dunbar's number to be able to deal with the societies we live in. All of these systems we've contrived to mitigate the trust problem are full of holes.
As for convenience, that carries a tradeoff. All of the technology and all of the revolutions we've had (agricultural, industrial, information technology) have come with these tradeoffs. Even the log cabin has downsides compared to the nomadic hunter-gatherer lifestyle.
I think the US government did start that way. Maybe not "corrupt" as such, but the United States was founded by plutocrats and was clearly designed to protect the minority of plutocrats against mass democracy.
> Even the log cabin has downsides compared to the nomadic hunter-gatherer lifestyle.
Yes, but I'd say the nomadic hunter-gatherer lifestyle has even greater downsides, and our current state of convenience is in many ways a vast improvement over the precarious existence of our distant ancestors.
The real solution is to have a neutral, efficient and formal process under supervision of regulators to have such case escalated and handled.
I already see all the tech-bros coming: “you see it was not an issue, they reinstated the account after you posted” while ignoring there are silent victims.
One can express a need for regulation while also being aghast that people are still falling for the cloud scam, despite the overwhelming evidence that it is indeed a scam.
A trillion dollar company with premium hardware and software that has more than 50% smartphone share in US and is used by 1.5 billion people worldwide is not "know to be a thief".
Your rant is essentially a crazy hobo stashing cash under his mattress and calling anyone using a bank idiot.
Most people don’t save enough to handle an emergency, even if they have the cash flow for it. Most people don’t do basic, cheap preparation for a natural or manmade disaster. Most people don’t do at least minimal planning to make life easier for their families and loved ones if they are incapacitated or die, until very late in life. Most people are indeed idiots.