"there will be another crisis someday" ... yes I guess that's always true in general.

I can agree it might be crypto but not because of "crypto" specifically it's more about the banking deregulation and the abomination called Fintech as a whole that will more than likely cause a community to regional banking crises due to all of the SanFran startups buying and then running banks into the ground. Crypto is just the cool boy thing they are using to buy said banks.