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Speculation, get rich quick schemes and scams. They will exist no matter what. At least the barrier to entry to get scammed is higher with crypto than just online payments

No, scamming people is much easier with crypto. The transactions are irreversible, for one.
Indeed. The Economist estimates the modern scam industry to be as large as the illicit drug trade by now, around $500 bn annually in revenue. Enabled in large part by crypto (pig butchering, ransomware, rug pulls were not a huge thing before crypto).
As it is with cash.
And crypto scamming is anonymous, low risk and can be automated. Scamming people for cash requires you to get close to each of your victims.
Cash is backed by a government, which can coerce parties into following the law.
> They will exist no matter what

Ok, so then they're not a bitcoin thing then right?

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