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In the UK, the situation is more extreme, where every so-called 'startup' I find is either working in the payments industry (... truly a new furrow to plough /s) or the coin industry.

True, but surely the point of a startup, with real investors is to make money, not "save the world" or "get your ass to mars". Disappointing really.
Most people aren’t well off enough to live to work on what they want, so they have to work to live and the outcomes follow that.
It has always been like that and people still sought to solve their problems. The problem with bigtech is that it pays too good, so people are incentivized to do nothing
Isn't that correlated to UK VCs preference for fintech startups?

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