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Disposable income is not wealth

Wealth is useless. I bet Spaniards have more wealth because they own houses instead of renting. But that's some wealth they can't touch. What are they going to do, live under a bridge?

"poor" is simply a generic term, personally I think it's income what defines if you live a poor's life or a rich's life.

Not having to pay rent seems to be far from useless. Substract that rent from the disposable income and recheck the numbers.

Wealth is worth much more than income.

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