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This is such a myopic perspective. You're not completely wrong about the risk, but there's no good reason health insurance should be so tied to employment.

But it generally is though. You have to be doing very well as a solo contractor to afford the 1k/mo for almost comparable marketplace insurance.
There is a divide here between "is" and "ought".

What "is", right now, leads us to the suggestion of int32_64, which would actually be a good metric to keep track of.

You are right about what "ought" to be, but until and unless we can get there, maybe we can at least base our information on what "is" in the moment, not on what we would like to be the case?

I think the parent agrees with you and that tracking uninsured rather than unemployed is a better view of the economy from the ground floor.

My metric for "fully employed" would be has a job, has health insurance and has enough money in savings to fully cover their out of pocket max. Could not be a barer minimum of survival.

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