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I find it interesting, perhaps ironic, how much the cause of social ownership of businesses/'means of production' will be advanced by ... Trump, via the 530A a.k.a. Trump Account.

$1000 at a 10% return for 65 years is $490,371


Ahh yes, yet another vehicle to move public money to the private markets, continuing to prop them up for the current retirees.
You want to check out Superannuation in Australia.

It's been a pretty successful program to reduce the amount of support retirees need.

https://en.wikipedia.org/wiki/Superannuation_in_Australia

From :

https://www.aman-alliance.org/Home/ContentDetail/97783#

"At the other end of the scale are Australia, Chile, Iceland, Ireland and South Korea, with spending on pensions below 4% of GDP, albeit for different reasons."

Singapore started earlier with national pension schemes - the caning laws and extreme policing aside, the financials of Singapore and support for the population through jobs and life is worth a serious look.

Australia has the 1907 Harvester case that set minimum wage to be indexed at a level which would supposedly allow an unskilled labourer to support a wife and three children, to feed, house, and clothe them. By the 1920s it applied to over half of the Australian workforce. It became known as the ‘basic wage’.

That's been tweaked since, but it still carries weight in wage setting and goes a long way to explaining a lack of tipping culture in Australia.

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