- my hometown(i can provide the electricity bill, Also the address on my ID card)
- my rental house(address on my residence card, also my actual address.)
- Express Station (Packages are only delivered here.)
- post office (receive letters or international delivery)
Ok, now Wise ask me for my address, I give my rental address, but the electricity bill is in the landlord's name. Scanned copy of handwritten rental agreements are not valid.
I give my hometown address. Now I need to offer my bank account details. Sucks. The card was on my rental address.
The same thing sucked out Wise's customer service.
When I have ended the anti-money laundering investigation and get my money back, several months passed. And now I lose access to the account. I cannot delete the account and then create a new one.
Sucks
I'd picked up a contract in the UK and relocated to the client and created a company for the contract.
I then tried to get a business bank account with a normal bank, and failed.
Metro bank took forever and tons of info and then said no.
(I issued a GDPR data access to see if I could find out anything. After a while, they sent me the same letter twice, arriving on the same day, telling me they had performed the data deletion I had requested.)
HSBC seemed to lose the application - it disappeared. It had been challenging to make in the first place, the application process was confused and confusing (and that was in the bank with help). I didn't try again (and there wasn't really time to try again - the client was already having to hold off paying me, which is awkward for them).
I looked at some others, Lloyds and Barclays, and it's been a while so I can't remember why but they didn't pan out.
TransferWise was my final choice.
When the contract was done, I left the UK, so no opportunity to open further bank accounts in UK for the business.
I guess the downside is, well, this, specially having thought it is a good idea to rely on Wise as first and only option for business banking, with their reputation...