Not one (I last checked about a month ago!)
Security, while pretty good, is still lacking imo!
However, I use a Yubikey as often as I can nowadays and authenticator apps too where possible.
I'd like the option to use one but I can't :(
I have seen some toe curling shit in fintech.
It was a fun time. They eventually fixed it in the app to show my true balance and fixed my statements back to what it was. But holy shit, the fact that an engineer would think that would be the proper fix is wild... this is pre-llms, otherwise, I'd think they'd been vibe-coding.
One place that they basically force you to use it, is my local drug store (big chain, that I won't call out by name).
Their auto-cashier absolutely sucks. It's almost impossible to avoid having an issue that requires you waiting around for the poor schulb to come over and fix.
They recently set up touchscreens, at the prescription counter.
I have not once had success with the touchscreen. It can never find me, or my wife. They always have to just take my information manually.
I suspect that the backend (the algorithm and main engine) is good. I think almost all the problems are with shoddy frontend stuff. For example, I think the touchscreen issue is capitalization, and the old system cut off our surnames, so I actually have to type in about half my name, in all caps, to have it find my prescription.
I feel personally offended, when I encounter stuff like that.
If you give me $5, and then I pass it on to Bob for you, how many licenses and how much paper work do you think I should need to do that if I did that as a business? If you give me some money and I am a business, how much paperwork should that incur?
From what I was told, the issue for the exchange was that if they were found out to not enforce their self regulation then it'd be the precipitous event to the hammer coming down on them from regulatory bodies.
So yeah. Regulation's kinda shite here.