I love your username. Offtopic,I have complicated thoughts about crypto but I would genuinely agree that for a normal person like crypto is just scam.

I just have money in usdc and I might like monero for privacy sometimes but I guess I am just using it as a bank account right now with usdc

I would personally like it if visa/stripe etc. middleman's could be cut preferably, its honestly insane how we still can't figure that issue of middleman taking cuts etc.

Maybe the issue isn't technological but regulatory

But overall I agree that crypto/ especially the web3 mostly is a scam.