One huge fear I have no is breaking my phone while away from home and getting locked out of everything.

I was on vacation several years ago and broke my phone (the only time I’ve ever done that), and got lucky in several ways. I had a 2nd work phone with me. I was able to use that to call an Uber to get to an Apple Store; I was lucky to be in a city with an Apple Store. Then I got lucky again that I was able to talk Apple into giving me a replacement right there instead of a repair, they happened to have a single phone in stock to do that with. Then I got lucky yet again when I went to set it up, because I had an iPad with me by dumb luck, which was able to do my Apple 2FA that I didn’t sign up for.

If I go somewhere with just my 1 phone and no second device… I’m thinking I need to setup and bring a bunch of recovery codes, which has its own risks. My plan would be to cryptically write them down and put them in a money belt, as if those got into the wrong hands I’d be screwed.

I really don’t know what people do who only have a phone and nothing else. It seems they would always have this risk.