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You're paying for:

- Trade licensing fees

- Liability insurance

- Medical insurance

- A vehicle to move equipment around

- Vehicle insurance

- Tools to complete the job

- The time taken to drive to your residence

- The time taken for the quote itself

- The expertise required to correctly spec/quote equipment

- The tradesperson driving to the city office

- The tradesperson applying AND paying for a city permit to do the work

- The tradesperson driving to a supply house

- Purchasing the equipment on credit

- Transporting the equipment back to your house

- Ripping out and disposing the old equipment (if applicable)

- The time and expertise to install the equipment correctly

- The time vacuum out the lineset

- The time charge the equipment properly with refrigerant

- The time commission the system and make sure it's running properly

- The tradesperson driving BACK to the customer house to be present for a city inspection


None of this explains why 10k of HVAC equipment would cost 40k to install, or most similar spreads. I've had over a dozen HVAC installations and it takes 2 guys a day even if they are doing multiple units on a 5000sf house. It takes them 2-3 days if it's a new build and needs ducts and everything. I've been a GC and built my own homes / managed subs / managed the build schedule / and personally replaced units on my older residences & rental properties.

All those big ticket items you mentioned are meant to provide shock and awe but when you break them down to their parts: 1 day of their license fee, 1 hour to drive to my residence, 1 day of vehicle cost/insurance, 1 hour driving to a supply house, 1 day of a equipment lease, they might amount to a couple thousand at most to the job itself. There's also a lot of efficiency they can find in them. For example, they stop at the supply shop on the way to the job site and bring the equipment with them on a trailer (3 birds one stone kind of thing). A lot of these things are also just included in the 2 day timeframe I've observed as being sufficient. There's going to be a part of the day where they are sitting in their truck while the lines charge or something like that.

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