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No one requires you to use APFS for your external storage!
And yet it's the default when formatting a device on macOS.
Being afraid to not use the default is evidence of not being a power user!
Default or not, are there sensible alternatives on a Mac? I'm not sure if I'd consider OpenZFS on Mac "sensible" - but I haven't owned a Mac in decades, so... what are the alternatives to APFS?