You should worry about knowing the procedures, the channels, how to engage in communication with the hardware available to you.
Now the best way is to get licenced and drive (=use a radio) in "normal" cirumstances to get experienced before an emergency. Somehow 12yo kids manage to get licenced, but preppers can't.
You will in turn have to share the road with him in the same way as other radio amateurs (and possibly rescue services) will have to share the spectrum with you. You transmitting on a repeaters input frequency without a subtone set will in turn jam the repeater (PLL is before the TSQL) will make communications impossible in the same way as your neigbor stuck in the middle of the road with a burnt clutch will make driving impossible for others.
But hey, stay lazy, don't get a licence, i'm sure you'll be able to figure it all out fast when you're knee deep in flood waters.
Even if you do, a radio by itself is useless unless you can trust the people on the other end.
Perhaps your generator won’t start. A voice on the radio sounds like a mechanic and claims you need a new spark plug. He can offer you one if you can meet him in a neighborhood 3 minutes from your house. Is this a benevolent actor with small engine expertise and a garage full of spare parts? A well meaning elderly man with dementia? An opportunist luring you into a robbery?
You lose a tremendous tactical advantage in this situation if you’ve never met any local radio operators, gotten a sense of where they live and what they do for a living. Some are skilled experts. Some are blowhards who confidently give bad advice. Some live near you. Some are 100 miles away. You can figure it out, but it takes time that you don’t have in the middle of a disaster.
Get your license. Join your local Amateur Radio Club. Use your radio to chat with someone at least once a week. If you have signal quality issues, experiment with upgrading your equipment. Then the radio in your bug out bag will be of some value to you.
This fact alone is incredibly important to at the very minimum known what the heck is going on. Suddenly you have a cheap device in your hands that can receive updates relevant to survivors and victims.
In Portugal exist the 3-3-3 plans for anyone to practice using a radio. These are regular-weekly sessions with a lot of people joining.
In most countries emergency services have moved over to tetra or dmr, with encryption, and all the public related info is broadcasted on "normal" broadcast fm, where you need a normal fm radio, not a ham transciever.
In Portugal +90% of tetra stopped working. DMR only locally.
Satellite APRS continued working. Who will listen? Well, those from north to south on the country were listening. More important, they were listening who was still active because those were the stations running with their own energy because even FM stations started to go down quickly as the generators ran out of fuel.
Had the blackdown lasted a week, those with a 20 euros walkie-talkies would very likely be the only ones still capable of +50 km distance communications and +1700 km reach using satellite APRS text messages.
Try to see from it from that perspective. You really won't have electricity nor cellphone coverage and not even FM in such scenario.. It's all gone.
Channel 9 is a CB channel, and neither quanshengs nor baofengs work on those frequencies at all, but you need a certified/type-accepted CB radio to use on that frequency.
Same with PMR, you need a PMR radio to use on pmr frequencies.
It's not FUD, it's just hardware limits and regulation.
Yes, 12yo kids can get an amateur radio licence, it's easy, but you still need a licence to transmit on ham bands, and you still cannot legally use a baofeng (except the few pmr models) or a quansheng on PMR frequencies, those radios don't transmit on cb freqencies at all, and there are no legal "you don't need a licence in an emergency" exceptions.