If you do something with your car that ends up with it skidding on its side, that's a crash by any possible definition.
One of the legs broke off which requires significant forces not just a skid.
I mean if my car lands on the side and one of it’s wheels fell off that’s a significant crash.
"The only reason?" One reason for prematurely losing most of the investment is enough. The car analogy is inadequate but let's say my car skids gently into a position from which it won't start and I can't get out and I slowly die of starvation and/or hypothermia. Am I glad that I didn't "crash?"
Relevantly, it sounds like this lunar spacecraft was still functioning after the hard (non-)landing. The only reason it died after that was because of debris settling on the solar panels, which made it run out of power.