My point isn't that those number are exact. My point is 2% chance per year expands to a larger number over many years. So saying "most people have experienced theft" many not be that far off. 2% is 1 in 50 but 55% is more than 1 in 2. My personal experience is would be 10 or 11 in 55yrs depending on whether an attempt counts
bike, bike, bike, car radio, car radio, car radio, car, car radio, bike, camera/dashcam/kindle, attempt (broke window to check for loot but didn't find anything). Still cost $$$ to replace window so you could say my window was stolen.
Also I didn't just multiply by the number of years. The probably for 100yrs is 86% (not 100% and not 200%).
As an obviously extreme example, imagine a world where 98% the people live in zero-crime areas, and the rest live in places where they are robbed annually.
In such a world, the percentage of people who were a VOT in a single year would be 2%, and it would not rise as you broadened to multiple years. (The same 2% of people would be targeted over and over.)
This is all just a roundabout way of stating the unfortunate fact that some people live in bad areas.
I'm sorry to hear about your experience.