A better take is Universal Design adds nothing to the cost of building at scale. Anyone charging more for using Universal Design is scamming you.
I think that the cost floor for housing (labor, land, materials) is high enough that "affordable housing" cannot be made without state funding. Helsinki is a good starting point.
I understand the exclusion problem. As you said, inclusive space excludes those who can not afford the space (ghetto by income). Non-inclusive space excludes by physical ability (ghetto by the degree of handicap).
> Universal Design is a concept that proposes the creation of spaces with democratic use, guaranteeing egalitarian conditions in terms of quality of service. The main goal of Universal Design is to allow everyone to use them to the fullest extent possible without the need for adaptations. Considered a concept that applies to architecture and other areas such as product design, Universal Design serves people considering their characteristics, age and individual abilities.
Notably, the design website that you linked doesn't mention anything about making housing cheaper or more affordable.