empath75 parent
Yeah, there's basically a floor of how much you have to spend to get a competitive deck, but beyond that spending more doesn't help.
That floor is pretty dang high though. It both has one of the highest costs of entry for pretty much any game (to be fair, it does change with format, but it's basically a choice between paying a lot upfront or effectively a subscription), and the advantage you have scales quite substantially with the amount that you spend (though not quite as much as some mobile games). 'pay-to-win' is a valid criticism, even if skill still matters to some extent.