I know plenty of people like that and none of them are billionaires. No one's saying you're going to become a billionaire by sitting on your ass and waiting for it to happen (unless you're born into it of course, which many of them are) but the point of survivorship bias is to note that you have to do all those other things and then you have to get lucky. And once you're lucky the tendency is to attribute your oversized success to all the other things, but that simply isn't the case.

It's funny that all the comments pointing this out are getting heavily downvoted here. I thought we were all (or mostly) into Bayesian reasoning here. Perhaps not, or perhaps many of us are really bad at it.