simfree parent
Rates on standard merchant accounts are generally lower or significantly lower than Stripe if your processing a bit of volume ($10k+ a month).
Yeah this is true but it's heavily reliant on volume, on low volume Stripe came out on top last time I looked. I still went for a merchant account though, much less business risk and I can walk down the street and ask my small business account rep what is going on if something strange happens to it.