> I used Stripe for about a year to run a small cell phone store in Denver
  > [...] All of a sudden, we run a charge for $3300 because our primary
  > processor in my business was down,

This is the same story as https://www.hackerneue.com/item?id=32261868, even with identical wording. Interesting that it's posted by a different Reddit and HN account.

During the discussion it came out that this cell phone store used their Stripe account to sell a used vehicle[0], which is the sort of unusual activity that makes every regulated financial services company sit up and pay attention. A common risk mitigation is for the payment processor to hold the money in escrow until after the dispute period.

[0] https://www.hackerneue.com/item?id=32264886