I usually win disputes, but not the ones categorized as "fraud" (as in, "someone stole my credit card and signed up for this thing"). When it is accurately categorized ("I forgot this subscription would renew"), I rarely lose. It's just a bunch of time I have to spend getting together the information.
But it's funny that someone can win on a "fraud" claim when it's a renewal of a subscription that they themselves signed up for. IIRC to win on fraud you have to show proof of signature or ID or something, to prove it was that person who signed up. Of course, there is no reasonable way to do this online, and the banks just happily rule in favor of the customer.
But it's funny that someone can win on a "fraud" claim when it's a renewal of a subscription that they themselves signed up for. IIRC to win on fraud you have to show proof of signature or ID or something, to prove it was that person who signed up. Of course, there is no reasonable way to do this online, and the banks just happily rule in favor of the customer.