I'm not questioning the idea that the transaction was outside the sellers normal line of business (and tbf to Stripe, would imo be a valid reason to be extra careful with the transaction and may be justifcation for account termination, even if account termination seems a bit harsh for a first time "offensive" imo, but hey, thats ToS for you), just the idea that "used car seems extremely likely to cause a chargeback" thats all.