I have, but the chance of getting that when you pay for an education is low enough for it to be an anomaly in my experience.
That's not what teachers and tutors are for. The personal human interaction motivates you to do work that you wouldn't bother to otherwise. Some schools even call them "facilitators" or some other word to remind you they're not just a firehose of facts.
Why would I want an education in something I’m not motivated to do past, say, high school?
Online Education industry is a scam in India - high fees ($500-$1500 range) along with low wage mediocre teachers!
That makes it a high margin business, not a scam.
Have you never had a great lecturer who can deliver information in a way which makes more sense to you then just reading it off a website?